General
✓✗In the following passage, some words are given in brackets and numbered. Each bracketed word may or may not be appropriate in the context of the passage. Choose the word that should replace it to make the sentence meaningful and grammatically correct. If the given word is appropriate, choose 'No replacement required'.
Not long ago, running was seen [(1) main] as a sport for professional athletes. Today, city marathons attract thousands of ordinary people, from college students to grandparents, who train for months to complete a full or half marathon. Many say that the [(2) disciple] of a regular running routine has improved their health, sleep and mood.
Doctors welcome the trend but advise beginners to [(3) precede] with care. A person who has never run before should start with short distances and increase them gradually, giving the body time to [(4) adjust]. Proper shoes, enough water and a medical check-up before a long race are equally important. Every year, a few runners collapse because they push themselves beyond their limits in the heat.
Marathons have also become a way of raising money for good causes. Runners often collect donations for schools, hospitals and charities, turning a personal goal into an act of service. The [(5) site] of thousands of people running through the streets together sends a powerful message that fitness is for everyone, not only for the young and the gifted.
Which word should replace the word in bracket (1)?
Not long ago, running was seen [(1) main] as a sport for professional athletes. Today, city marathons attract thousands of ordinary people, from college students to grandparents, who train for months to complete a full or half marathon. Many say that the [(2) disciple] of a regular running routine has improved their health, sleep and mood.
Doctors welcome the trend but advise beginners to [(3) precede] with care. A person who has never run before should start with short distances and increase them gradually, giving the body time to [(4) adjust]. Proper shoes, enough water and a medical check-up before a long race are equally important. Every year, a few runners collapse because they push themselves beyond their limits in the heat.
Marathons have also become a way of raising money for good causes. Runners often collect donations for schools, hospitals and charities, turning a personal goal into an act of service. The [(5) site] of thousands of people running through the streets together sends a powerful message that fitness is for everyone, not only for the young and the gifted.
Which word should replace the word in bracket (1)?
- mainland
- mainstream
- maintain
- mainly
- No replacement required
General
✓✗In the following passage, some words are given in brackets and numbered. Each bracketed word may or may not be appropriate in the context of the passage. Choose the word that should replace it to make the sentence meaningful and grammatically correct. If the given word is appropriate, choose 'No replacement required'.
Not long ago, running was seen [(1) main] as a sport for professional athletes. Today, city marathons attract thousands of ordinary people, from college students to grandparents, who train for months to complete a full or half marathon. Many say that the [(2) disciple] of a regular running routine has improved their health, sleep and mood.
Doctors welcome the trend but advise beginners to [(3) precede] with care. A person who has never run before should start with short distances and increase them gradually, giving the body time to [(4) adjust]. Proper shoes, enough water and a medical check-up before a long race are equally important. Every year, a few runners collapse because they push themselves beyond their limits in the heat.
Marathons have also become a way of raising money for good causes. Runners often collect donations for schools, hospitals and charities, turning a personal goal into an act of service. The [(5) site] of thousands of people running through the streets together sends a powerful message that fitness is for everyone, not only for the young and the gifted.
Which word should replace the word in bracket (2)?
Not long ago, running was seen [(1) main] as a sport for professional athletes. Today, city marathons attract thousands of ordinary people, from college students to grandparents, who train for months to complete a full or half marathon. Many say that the [(2) disciple] of a regular running routine has improved their health, sleep and mood.
Doctors welcome the trend but advise beginners to [(3) precede] with care. A person who has never run before should start with short distances and increase them gradually, giving the body time to [(4) adjust]. Proper shoes, enough water and a medical check-up before a long race are equally important. Every year, a few runners collapse because they push themselves beyond their limits in the heat.
Marathons have also become a way of raising money for good causes. Runners often collect donations for schools, hospitals and charities, turning a personal goal into an act of service. The [(5) site] of thousands of people running through the streets together sends a powerful message that fitness is for everyone, not only for the young and the gifted.
Which word should replace the word in bracket (2)?
- disciplined
- disciplinary
- discipline
- discipleship
- No replacement required
General
✓✗In the following passage, some words are given in brackets and numbered. Each bracketed word may or may not be appropriate in the context of the passage. Choose the word that should replace it to make the sentence meaningful and grammatically correct. If the given word is appropriate, choose 'No replacement required'.
Not long ago, running was seen [(1) main] as a sport for professional athletes. Today, city marathons attract thousands of ordinary people, from college students to grandparents, who train for months to complete a full or half marathon. Many say that the [(2) disciple] of a regular running routine has improved their health, sleep and mood.
Doctors welcome the trend but advise beginners to [(3) precede] with care. A person who has never run before should start with short distances and increase them gradually, giving the body time to [(4) adjust]. Proper shoes, enough water and a medical check-up before a long race are equally important. Every year, a few runners collapse because they push themselves beyond their limits in the heat.
Marathons have also become a way of raising money for good causes. Runners often collect donations for schools, hospitals and charities, turning a personal goal into an act of service. The [(5) site] of thousands of people running through the streets together sends a powerful message that fitness is for everyone, not only for the young and the gifted.
Which word should replace the word in bracket (3)?
Not long ago, running was seen [(1) main] as a sport for professional athletes. Today, city marathons attract thousands of ordinary people, from college students to grandparents, who train for months to complete a full or half marathon. Many say that the [(2) disciple] of a regular running routine has improved their health, sleep and mood.
Doctors welcome the trend but advise beginners to [(3) precede] with care. A person who has never run before should start with short distances and increase them gradually, giving the body time to [(4) adjust]. Proper shoes, enough water and a medical check-up before a long race are equally important. Every year, a few runners collapse because they push themselves beyond their limits in the heat.
Marathons have also become a way of raising money for good causes. Runners often collect donations for schools, hospitals and charities, turning a personal goal into an act of service. The [(5) site] of thousands of people running through the streets together sends a powerful message that fitness is for everyone, not only for the young and the gifted.
Which word should replace the word in bracket (3)?
- proceed
- process
- procure
- proclaim
- No replacement required
General
✓✗In the following passage, some words are given in brackets and numbered. Each bracketed word may or may not be appropriate in the context of the passage. Choose the word that should replace it to make the sentence meaningful and grammatically correct. If the given word is appropriate, choose 'No replacement required'.
Not long ago, running was seen [(1) main] as a sport for professional athletes. Today, city marathons attract thousands of ordinary people, from college students to grandparents, who train for months to complete a full or half marathon. Many say that the [(2) disciple] of a regular running routine has improved their health, sleep and mood.
Doctors welcome the trend but advise beginners to [(3) precede] with care. A person who has never run before should start with short distances and increase them gradually, giving the body time to [(4) adjust]. Proper shoes, enough water and a medical check-up before a long race are equally important. Every year, a few runners collapse because they push themselves beyond their limits in the heat.
Marathons have also become a way of raising money for good causes. Runners often collect donations for schools, hospitals and charities, turning a personal goal into an act of service. The [(5) site] of thousands of people running through the streets together sends a powerful message that fitness is for everyone, not only for the young and the gifted.
Which word should replace the word in bracket (4)?
Not long ago, running was seen [(1) main] as a sport for professional athletes. Today, city marathons attract thousands of ordinary people, from college students to grandparents, who train for months to complete a full or half marathon. Many say that the [(2) disciple] of a regular running routine has improved their health, sleep and mood.
Doctors welcome the trend but advise beginners to [(3) precede] with care. A person who has never run before should start with short distances and increase them gradually, giving the body time to [(4) adjust]. Proper shoes, enough water and a medical check-up before a long race are equally important. Every year, a few runners collapse because they push themselves beyond their limits in the heat.
Marathons have also become a way of raising money for good causes. Runners often collect donations for schools, hospitals and charities, turning a personal goal into an act of service. The [(5) site] of thousands of people running through the streets together sends a powerful message that fitness is for everyone, not only for the young and the gifted.
Which word should replace the word in bracket (4)?
- adjourn
- adjusted
- adjustment
- adjoin
- No replacement required
General
✓✗In the following passage, some words are given in brackets and numbered. Each bracketed word may or may not be appropriate in the context of the passage. Choose the word that should replace it to make the sentence meaningful and grammatically correct. If the given word is appropriate, choose 'No replacement required'.
Not long ago, running was seen [(1) main] as a sport for professional athletes. Today, city marathons attract thousands of ordinary people, from college students to grandparents, who train for months to complete a full or half marathon. Many say that the [(2) disciple] of a regular running routine has improved their health, sleep and mood.
Doctors welcome the trend but advise beginners to [(3) precede] with care. A person who has never run before should start with short distances and increase them gradually, giving the body time to [(4) adjust]. Proper shoes, enough water and a medical check-up before a long race are equally important. Every year, a few runners collapse because they push themselves beyond their limits in the heat.
Marathons have also become a way of raising money for good causes. Runners often collect donations for schools, hospitals and charities, turning a personal goal into an act of service. The [(5) site] of thousands of people running through the streets together sends a powerful message that fitness is for everyone, not only for the young and the gifted.
Which word should replace the word in bracket (5)?
Not long ago, running was seen [(1) main] as a sport for professional athletes. Today, city marathons attract thousands of ordinary people, from college students to grandparents, who train for months to complete a full or half marathon. Many say that the [(2) disciple] of a regular running routine has improved their health, sleep and mood.
Doctors welcome the trend but advise beginners to [(3) precede] with care. A person who has never run before should start with short distances and increase them gradually, giving the body time to [(4) adjust]. Proper shoes, enough water and a medical check-up before a long race are equally important. Every year, a few runners collapse because they push themselves beyond their limits in the heat.
Marathons have also become a way of raising money for good causes. Runners often collect donations for schools, hospitals and charities, turning a personal goal into an act of service. The [(5) site] of thousands of people running through the streets together sends a powerful message that fitness is for everyone, not only for the young and the gifted.
Which word should replace the word in bracket (5)?
- cite
- sigh
- side
- sight
- No replacement required
General
✓✗The parts of a sentence are given below in jumbled order and labelled (A), (B), (C), (D) and (E). Choose the sequence that forms a grammatically correct and meaningful sentence.
(A) insisted that
(B) the manager
(C) complete the training
(D) before the audit
(E) every employee
(A) insisted that
(B) the manager
(C) complete the training
(D) before the audit
(E) every employee
- BAECD
- CBEDA
- BEACD
- CDAEB
- CBDAE
General
✓✗In the following sentence, a phrase is given in brackets. Choose the option that should replace the bracketed phrase to make the sentence grammatically correct and meaningful. If the bracketed phrase is correct, choose 'No replacement required'.
The office remains closed [in Sundays].
The office remains closed [in Sundays].
- at Sundays
- on Sundays
- in Sunday
- by Sunday
- No replacement required
General
✓✗Two sentences are given below. Choose the option that would correctly begin a single sentence combining them, without changing their meaning.
I. The workers went on strike.
II. The factory was shut for a week.
I. The workers went on strike.
II. The factory was shut for a week.
- Despite the workers' strike
- Although the workers went on strike
- Owing to the workers went on strike
- Unless the workers go on strike
- Owing to the workers' strike
General
✓✗The parts of a sentence are given below in jumbled order and labelled (A), (B), (C), (D) and (E). Choose the sequence that forms a grammatically correct and meaningful sentence.
(A) grew well this year
(B) arrived on time
(C) and the crops
(D) because the rains
(E) the farmers were happy
(A) grew well this year
(B) arrived on time
(C) and the crops
(D) because the rains
(E) the farmers were happy
- EDCBA
- EBDCA
- EDBCA
- EDCAB
- DEBCA
General
✓✗Read the sentence to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (e), i.e. 'No error'. (Ignore errors of punctuation, if any.)
He walked carefully (a)/ on the wet floor (b)/ lest he would (c)/ slip and fall. (d)/ No error (e)
He walked carefully (a)/ on the wet floor (b)/ lest he would (c)/ slip and fall. (d)/ No error (e)
- He walked carefully
- on the wet floor
- lest he would
- slip and fall.
- No error
General
✓✗In the following sentence, there are two blanks. Choose the pair of words that best fills the blanks in the same order to make the sentence meaningful and grammatically correct.
The new policy is expected to _____ foreign investment and _____ job opportunities.
The new policy is expected to _____ foreign investment and _____ job opportunities.
- distract, generate
- attract, destroy
- deter, increase
- detract, create
- attract, create
General
✓✗Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph and then answer the questions given below.
A. With these larger bank loans, many members have started tailoring units, dairies and grocery shops.
B. In many villages, women have come together to form small self-help groups.
C. Seeing this record, banks have begun to lend larger amounts to these groups.
D. Since the members know one another well, repayment rates are usually very high.
E. Each member saves a small amount every week and deposits it in the group's common fund.
F. From this fund, loans are given to members who need money for a small business or an emergency.
Which of the following should be the FIRST sentence after rearrangement?
A. With these larger bank loans, many members have started tailoring units, dairies and grocery shops.
B. In many villages, women have come together to form small self-help groups.
C. Seeing this record, banks have begun to lend larger amounts to these groups.
D. Since the members know one another well, repayment rates are usually very high.
E. Each member saves a small amount every week and deposits it in the group's common fund.
F. From this fund, loans are given to members who need money for a small business or an emergency.
Which of the following should be the FIRST sentence after rearrangement?
- A
- B
- D
- E
- F
General
✓✗Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph and then answer the questions given below.
A. With these larger bank loans, many members have started tailoring units, dairies and grocery shops.
B. In many villages, women have come together to form small self-help groups.
C. Seeing this record, banks have begun to lend larger amounts to these groups.
D. Since the members know one another well, repayment rates are usually very high.
E. Each member saves a small amount every week and deposits it in the group's common fund.
F. From this fund, loans are given to members who need money for a small business or an emergency.
Which of the following should be the FOURTH sentence after rearrangement?
A. With these larger bank loans, many members have started tailoring units, dairies and grocery shops.
B. In many villages, women have come together to form small self-help groups.
C. Seeing this record, banks have begun to lend larger amounts to these groups.
D. Since the members know one another well, repayment rates are usually very high.
E. Each member saves a small amount every week and deposits it in the group's common fund.
F. From this fund, loans are given to members who need money for a small business or an emergency.
Which of the following should be the FOURTH sentence after rearrangement?
- B
- C
- D
- E
- F
General
✓✗Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph and then answer the questions given below.
A. With these larger bank loans, many members have started tailoring units, dairies and grocery shops.
B. In many villages, women have come together to form small self-help groups.
C. Seeing this record, banks have begun to lend larger amounts to these groups.
D. Since the members know one another well, repayment rates are usually very high.
E. Each member saves a small amount every week and deposits it in the group's common fund.
F. From this fund, loans are given to members who need money for a small business or an emergency.
Which of the following should be the SIXTH (LAST) sentence after rearrangement?
A. With these larger bank loans, many members have started tailoring units, dairies and grocery shops.
B. In many villages, women have come together to form small self-help groups.
C. Seeing this record, banks have begun to lend larger amounts to these groups.
D. Since the members know one another well, repayment rates are usually very high.
E. Each member saves a small amount every week and deposits it in the group's common fund.
F. From this fund, loans are given to members who need money for a small business or an emergency.
Which of the following should be the SIXTH (LAST) sentence after rearrangement?
- A
- C
- D
- E
- F
General
✓✗In the following sentence, four words are marked (A), (B), (C) and (D). Which of the following pairs of words should be interchanged to make the sentence grammatically correct and meaningful? If no interchange is required, choose 'No interchange required'.
Farmers are using (A) fields (B) to spray (C) fertilisers over large drones (D).
Farmers are using (A) fields (B) to spray (C) fertilisers over large drones (D).
- A-C
- A-B
- B-D
- B-C
- No interchange required
General
✓✗In the following sentence, a phrase is given in brackets. Choose the option that should replace the bracketed phrase to make the sentence grammatically correct and meaningful. If the bracketed phrase is correct, choose 'No replacement required'.
Please [switch of the lights] before you leave the room.
Please [switch of the lights] before you leave the room.
- switch the lights
- switching off lights
- switch off the lights
- switch off of light
- No replacement required
General
✓✗In the following sentence, a part is given in brackets. Choose the option that should replace the bracketed part to make the sentence grammatically correct. If the sentence is correct as it is, choose 'No replacement required'.
He [prefers walking than] driving to the office.
He [prefers walking than] driving to the office.
- is preferring walking than
- prefer to walk than
- preferred walk to
- prefers walking to
- No replacement required
General
✓✗In the following question, Column I has three sentence beginnings (A, B, C) and Column II has three sentence endings (D, E, F). Choose the option that gives the correct combination(s), each forming a grammatically correct and meaningful sentence.
| Column I | Column II |
| (A) None of the information | (D) were present at the meeting. |
| (B) Both the manager and his deputy | (E) submitted its final report to the board. |
| (C) The committee has | (F) was found to be useful. |
- A-F and B-D
- A-F, B-D and C-E
- B-D and C-E
- A-F and C-E
- B-F and C-D
General
✓✗In which of the following sentences is the word given in capitals used correctly?
CONTINUOUS
CONTINUOUS
- She continuous to work late every evening.
- There was continuous rain in the city for three days.
- He spoke continuous for an hour without notes.
- The continuous of the road was blocked by a landslide.
- The boy was continuous absent from school last month.
General
✓✗In the following sentence, four words are marked (A), (B), (C) and (D). Which of the following pairs of words should be interchanged to make the sentence grammatically correct and meaningful? If no interchange is required, choose 'No interchange required'.
The demand (A) for electric vehicles is growing (B) because they are cleaner (C) to run and cheaper (D) for the environment.
The demand (A) for electric vehicles is growing (B) because they are cleaner (C) to run and cheaper (D) for the environment.
- B-C
- B-D
- C-D
- A-B
- No interchange required
General
✓✗Read the sentence to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (e), i.e. 'No error'. (Ignore errors of punctuation, if any.)
Neither of the boys (a)/ has done (b)/ his homework (c)/ properly. (d)/ No error (e)
Neither of the boys (a)/ has done (b)/ his homework (c)/ properly. (d)/ No error (e)
- Neither of the boys
- has done
- his homework
- properly.
- No error
General
✓✗Read the sentence to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (e), i.e. 'No error'. (Ignore errors of punctuation, if any.)
The bank's new mobile app (a)/ allows customers (b)/ to transfer money (c)/ within a few seconds. (d)/ No error (e)
The bank's new mobile app (a)/ allows customers (b)/ to transfer money (c)/ within a few seconds. (d)/ No error (e)
- The bank's new mobile app
- allows customers
- to transfer money
- within a few seconds.
- No error
General
✓✗Choose the word which is wrongly spelt.
Which of the following words is wrongly spelt?
Which of the following words is wrongly spelt?
- Beautiful
- Reciept
- Calendar
- Library
- Necessary
General
✓✗In the following sentence, there are two blanks. Choose the pair of words that best fills the blanks in the same order to make the sentence meaningful and grammatically correct.
The school has _____ a ban on junk food in its canteen to _____ healthy eating habits.
The school has _____ a ban on junk food in its canteen to _____ healthy eating habits.
- lifted, promote
- opposed, discourage
- exposed, encourage
- imposed, promote
- imposed, prevent
General
✓✗In the following sentence, there is a blank. Choose the word that best fills the blank to make the sentence meaningful and grammatically correct.
Children should be taught to _____ their elders with respect.
Children should be taught to _____ their elders with respect.
- treat
- behave
- act
- deal
- conduct
General
✓✗Read the following passage carefully and answer the questions given below it. Certain words are given in quotes in the questions to help you locate them while answering some of the questions.
In many villages, a group of ten to fifteen women meets every week under a tree or in someone's courtyard. Each member brings a small sum, sometimes no more than a hundred rupees, which is added to a common fund. From this pool, members borrow for urgent needs such as medical bills, school fees or the purchase of a goat. Such self-help groups have become one of the most effective tools for bringing banking to people whom formal lenders once ignored.
The strength of the model lies in trust and peer pressure. Because members know one another well, they choose borrowers carefully and make sure loans are repaid. Once a group has shown a steady record of saving and repayment, a bank can lend to it as a whole, often without asking for collateral. Repayment rates in well-run groups have been remarkably high, which has encouraged banks to treat them as reliable customers rather than as charity.
The benefits are not only financial. Women who once hesitated to speak in public now keep accounts, visit bank branches and negotiate with officials. Many groups have moved on to running small enterprises, from tailoring units to pickle-making and dairy collection. In several districts, they have also become a voice on local issues such as drinking water and children's schooling.
Yet the model has its limits. Most group enterprises remain tiny and struggle to find markets beyond the village. Members sometimes take loans from several sources at once and fall into debt that they cannot manage. Training in bookkeeping and marketing is uneven, and groups that lose an active leader can quickly become inactive. If self-help groups are to move from survival to growth, they will need better links with markets, access to larger loans at fair rates and steady support from trained field workers.
What is the main purpose of the passage?
In many villages, a group of ten to fifteen women meets every week under a tree or in someone's courtyard. Each member brings a small sum, sometimes no more than a hundred rupees, which is added to a common fund. From this pool, members borrow for urgent needs such as medical bills, school fees or the purchase of a goat. Such self-help groups have become one of the most effective tools for bringing banking to people whom formal lenders once ignored.
The strength of the model lies in trust and peer pressure. Because members know one another well, they choose borrowers carefully and make sure loans are repaid. Once a group has shown a steady record of saving and repayment, a bank can lend to it as a whole, often without asking for collateral. Repayment rates in well-run groups have been remarkably high, which has encouraged banks to treat them as reliable customers rather than as charity.
The benefits are not only financial. Women who once hesitated to speak in public now keep accounts, visit bank branches and negotiate with officials. Many groups have moved on to running small enterprises, from tailoring units to pickle-making and dairy collection. In several districts, they have also become a voice on local issues such as drinking water and children's schooling.
Yet the model has its limits. Most group enterprises remain tiny and struggle to find markets beyond the village. Members sometimes take loans from several sources at once and fall into debt that they cannot manage. Training in bookkeeping and marketing is uneven, and groups that lose an active leader can quickly become inactive. If self-help groups are to move from survival to growth, they will need better links with markets, access to larger loans at fair rates and steady support from trained field workers.
What is the main purpose of the passage?
- To criticise banks for ignoring villages
- To explain how to start a pickle business
- To argue that women should not take loans
- To compare village banks with city banks
- To describe how self-help groups work, what they have achieved and where they fall short
General
✓✗Read the following passage carefully and answer the questions given below it. Certain words are given in quotes in the questions to help you locate them while answering some of the questions.
In many villages, a group of ten to fifteen women meets every week under a tree or in someone's courtyard. Each member brings a small sum, sometimes no more than a hundred rupees, which is added to a common fund. From this pool, members borrow for urgent needs such as medical bills, school fees or the purchase of a goat. Such self-help groups have become one of the most effective tools for bringing banking to people whom formal lenders once ignored.
The strength of the model lies in trust and peer pressure. Because members know one another well, they choose borrowers carefully and make sure loans are repaid. Once a group has shown a steady record of saving and repayment, a bank can lend to it as a whole, often without asking for collateral. Repayment rates in well-run groups have been remarkably high, which has encouraged banks to treat them as reliable customers rather than as charity.
The benefits are not only financial. Women who once hesitated to speak in public now keep accounts, visit bank branches and negotiate with officials. Many groups have moved on to running small enterprises, from tailoring units to pickle-making and dairy collection. In several districts, they have also become a voice on local issues such as drinking water and children's schooling.
Yet the model has its limits. Most group enterprises remain tiny and struggle to find markets beyond the village. Members sometimes take loans from several sources at once and fall into debt that they cannot manage. Training in bookkeeping and marketing is uneven, and groups that lose an active leader can quickly become inactive. If self-help groups are to move from survival to growth, they will need better links with markets, access to larger loans at fair rates and steady support from trained field workers.
According to the passage, why are loans in self-help groups usually repaid?
In many villages, a group of ten to fifteen women meets every week under a tree or in someone's courtyard. Each member brings a small sum, sometimes no more than a hundred rupees, which is added to a common fund. From this pool, members borrow for urgent needs such as medical bills, school fees or the purchase of a goat. Such self-help groups have become one of the most effective tools for bringing banking to people whom formal lenders once ignored.
The strength of the model lies in trust and peer pressure. Because members know one another well, they choose borrowers carefully and make sure loans are repaid. Once a group has shown a steady record of saving and repayment, a bank can lend to it as a whole, often without asking for collateral. Repayment rates in well-run groups have been remarkably high, which has encouraged banks to treat them as reliable customers rather than as charity.
The benefits are not only financial. Women who once hesitated to speak in public now keep accounts, visit bank branches and negotiate with officials. Many groups have moved on to running small enterprises, from tailoring units to pickle-making and dairy collection. In several districts, they have also become a voice on local issues such as drinking water and children's schooling.
Yet the model has its limits. Most group enterprises remain tiny and struggle to find markets beyond the village. Members sometimes take loans from several sources at once and fall into debt that they cannot manage. Training in bookkeeping and marketing is uneven, and groups that lose an active leader can quickly become inactive. If self-help groups are to move from survival to growth, they will need better links with markets, access to larger loans at fair rates and steady support from trained field workers.
According to the passage, why are loans in self-help groups usually repaid?
- Members know one another, choose borrowers carefully and make sure loans are repaid
- Banks take away the property of those who do not repay
- The government repays the loans on their behalf
- The loans carry no interest
- Members are punished by law if they do not repay
General
✓✗Read the following passage carefully and answer the questions given below it. Certain words are given in quotes in the questions to help you locate them while answering some of the questions.
In many villages, a group of ten to fifteen women meets every week under a tree or in someone's courtyard. Each member brings a small sum, sometimes no more than a hundred rupees, which is added to a common fund. From this pool, members borrow for urgent needs such as medical bills, school fees or the purchase of a goat. Such self-help groups have become one of the most effective tools for bringing banking to people whom formal lenders once ignored.
The strength of the model lies in trust and peer pressure. Because members know one another well, they choose borrowers carefully and make sure loans are repaid. Once a group has shown a steady record of saving and repayment, a bank can lend to it as a whole, often without asking for collateral. Repayment rates in well-run groups have been remarkably high, which has encouraged banks to treat them as reliable customers rather than as charity.
The benefits are not only financial. Women who once hesitated to speak in public now keep accounts, visit bank branches and negotiate with officials. Many groups have moved on to running small enterprises, from tailoring units to pickle-making and dairy collection. In several districts, they have also become a voice on local issues such as drinking water and children's schooling.
Yet the model has its limits. Most group enterprises remain tiny and struggle to find markets beyond the village. Members sometimes take loans from several sources at once and fall into debt that they cannot manage. Training in bookkeeping and marketing is uneven, and groups that lose an active leader can quickly become inactive. If self-help groups are to move from survival to growth, they will need better links with markets, access to larger loans at fair rates and steady support from trained field workers.
Which of the following is most similar in meaning to the word 'collateral' as used in the passage?
In many villages, a group of ten to fifteen women meets every week under a tree or in someone's courtyard. Each member brings a small sum, sometimes no more than a hundred rupees, which is added to a common fund. From this pool, members borrow for urgent needs such as medical bills, school fees or the purchase of a goat. Such self-help groups have become one of the most effective tools for bringing banking to people whom formal lenders once ignored.
The strength of the model lies in trust and peer pressure. Because members know one another well, they choose borrowers carefully and make sure loans are repaid. Once a group has shown a steady record of saving and repayment, a bank can lend to it as a whole, often without asking for collateral. Repayment rates in well-run groups have been remarkably high, which has encouraged banks to treat them as reliable customers rather than as charity.
The benefits are not only financial. Women who once hesitated to speak in public now keep accounts, visit bank branches and negotiate with officials. Many groups have moved on to running small enterprises, from tailoring units to pickle-making and dairy collection. In several districts, they have also become a voice on local issues such as drinking water and children's schooling.
Yet the model has its limits. Most group enterprises remain tiny and struggle to find markets beyond the village. Members sometimes take loans from several sources at once and fall into debt that they cannot manage. Training in bookkeeping and marketing is uneven, and groups that lose an active leader can quickly become inactive. If self-help groups are to move from survival to growth, they will need better links with markets, access to larger loans at fair rates and steady support from trained field workers.
Which of the following is most similar in meaning to the word 'collateral' as used in the passage?
- interest
- security
- permission
- witness
- receipt
General
✓✗Read the following passage carefully and answer the questions given below it. Certain words are given in quotes in the questions to help you locate them while answering some of the questions.
In many villages, a group of ten to fifteen women meets every week under a tree or in someone's courtyard. Each member brings a small sum, sometimes no more than a hundred rupees, which is added to a common fund. From this pool, members borrow for urgent needs such as medical bills, school fees or the purchase of a goat. Such self-help groups have become one of the most effective tools for bringing banking to people whom formal lenders once ignored.
The strength of the model lies in trust and peer pressure. Because members know one another well, they choose borrowers carefully and make sure loans are repaid. Once a group has shown a steady record of saving and repayment, a bank can lend to it as a whole, often without asking for collateral. Repayment rates in well-run groups have been remarkably high, which has encouraged banks to treat them as reliable customers rather than as charity.
The benefits are not only financial. Women who once hesitated to speak in public now keep accounts, visit bank branches and negotiate with officials. Many groups have moved on to running small enterprises, from tailoring units to pickle-making and dairy collection. In several districts, they have also become a voice on local issues such as drinking water and children's schooling.
Yet the model has its limits. Most group enterprises remain tiny and struggle to find markets beyond the village. Members sometimes take loans from several sources at once and fall into debt that they cannot manage. Training in bookkeeping and marketing is uneven, and groups that lose an active leader can quickly become inactive. If self-help groups are to move from survival to growth, they will need better links with markets, access to larger loans at fair rates and steady support from trained field workers.
Which of the following statements is/are true according to the passage?
I. A bank can lend to a group as a whole once it has a steady record of saving and repayment.
II. Most group enterprises have grown into large firms selling across the country.
III. Some members borrow from several sources and fall into unmanageable debt.
In many villages, a group of ten to fifteen women meets every week under a tree or in someone's courtyard. Each member brings a small sum, sometimes no more than a hundred rupees, which is added to a common fund. From this pool, members borrow for urgent needs such as medical bills, school fees or the purchase of a goat. Such self-help groups have become one of the most effective tools for bringing banking to people whom formal lenders once ignored.
The strength of the model lies in trust and peer pressure. Because members know one another well, they choose borrowers carefully and make sure loans are repaid. Once a group has shown a steady record of saving and repayment, a bank can lend to it as a whole, often without asking for collateral. Repayment rates in well-run groups have been remarkably high, which has encouraged banks to treat them as reliable customers rather than as charity.
The benefits are not only financial. Women who once hesitated to speak in public now keep accounts, visit bank branches and negotiate with officials. Many groups have moved on to running small enterprises, from tailoring units to pickle-making and dairy collection. In several districts, they have also become a voice on local issues such as drinking water and children's schooling.
Yet the model has its limits. Most group enterprises remain tiny and struggle to find markets beyond the village. Members sometimes take loans from several sources at once and fall into debt that they cannot manage. Training in bookkeeping and marketing is uneven, and groups that lose an active leader can quickly become inactive. If self-help groups are to move from survival to growth, they will need better links with markets, access to larger loans at fair rates and steady support from trained field workers.
Which of the following statements is/are true according to the passage?
I. A bank can lend to a group as a whole once it has a steady record of saving and repayment.
II. Most group enterprises have grown into large firms selling across the country.
III. Some members borrow from several sources and fall into unmanageable debt.
- Only I
- Only II
- Only I and III
- Only II and III
- All of I, II and III
General
✓✗Read the following passage carefully and answer the questions given below it. Certain words are given in quotes in the questions to help you locate them while answering some of the questions.
In many villages, a group of ten to fifteen women meets every week under a tree or in someone's courtyard. Each member brings a small sum, sometimes no more than a hundred rupees, which is added to a common fund. From this pool, members borrow for urgent needs such as medical bills, school fees or the purchase of a goat. Such self-help groups have become one of the most effective tools for bringing banking to people whom formal lenders once ignored.
The strength of the model lies in trust and peer pressure. Because members know one another well, they choose borrowers carefully and make sure loans are repaid. Once a group has shown a steady record of saving and repayment, a bank can lend to it as a whole, often without asking for collateral. Repayment rates in well-run groups have been remarkably high, which has encouraged banks to treat them as reliable customers rather than as charity.
The benefits are not only financial. Women who once hesitated to speak in public now keep accounts, visit bank branches and negotiate with officials. Many groups have moved on to running small enterprises, from tailoring units to pickle-making and dairy collection. In several districts, they have also become a voice on local issues such as drinking water and children's schooling.
Yet the model has its limits. Most group enterprises remain tiny and struggle to find markets beyond the village. Members sometimes take loans from several sources at once and fall into debt that they cannot manage. Training in bookkeeping and marketing is uneven, and groups that lose an active leader can quickly become inactive. If self-help groups are to move from survival to growth, they will need better links with markets, access to larger loans at fair rates and steady support from trained field workers.
It can be inferred from the third paragraph that self-help groups have
In many villages, a group of ten to fifteen women meets every week under a tree or in someone's courtyard. Each member brings a small sum, sometimes no more than a hundred rupees, which is added to a common fund. From this pool, members borrow for urgent needs such as medical bills, school fees or the purchase of a goat. Such self-help groups have become one of the most effective tools for bringing banking to people whom formal lenders once ignored.
The strength of the model lies in trust and peer pressure. Because members know one another well, they choose borrowers carefully and make sure loans are repaid. Once a group has shown a steady record of saving and repayment, a bank can lend to it as a whole, often without asking for collateral. Repayment rates in well-run groups have been remarkably high, which has encouraged banks to treat them as reliable customers rather than as charity.
The benefits are not only financial. Women who once hesitated to speak in public now keep accounts, visit bank branches and negotiate with officials. Many groups have moved on to running small enterprises, from tailoring units to pickle-making and dairy collection. In several districts, they have also become a voice on local issues such as drinking water and children's schooling.
Yet the model has its limits. Most group enterprises remain tiny and struggle to find markets beyond the village. Members sometimes take loans from several sources at once and fall into debt that they cannot manage. Training in bookkeeping and marketing is uneven, and groups that lose an active leader can quickly become inactive. If self-help groups are to move from survival to growth, they will need better links with markets, access to larger loans at fair rates and steady support from trained field workers.
It can be inferred from the third paragraph that self-help groups have
- replaced bank branches in most villages
- reduced the need for schools
- made banks treat villagers as charity
- increased women's confidence and their role in community life
- ended poverty in several districts